Learn how investing works in Canada
TFSA, RRSP, FHSA, ETFs — plain-language guides for beginners and newcomers, in English and Ukrainian.
About the projectStart here: the beginner's journey
Short guides in reading order — from your first documents in Canada to your first account.
First steps for newcomers: SIN, bank account, credit history
The practical setup every newcomer completes before investing: getting a SIN, opening a bank account, understanding credit history, and filing your first tax return.
Can temporary residents invest in Canada?
Work permit, study permit, SIN starting with 9 — what actually decides whether you can open a TFSA or RRSP is tax residency, not immigration status.
How investing works in Canada: a 10-minute overview
Accounts are containers, investments go inside them. Once you see the Canadian system this way, TFSA, RRSP, and ETFs stop being confusing.
TFSA explained: the tax-free container almost everyone starts with
How the Tax-Free Savings Account really works: contribution room, the January 1 rule, what you can hold inside — and the mistakes that cost beginners money.
Latest articles
How to spot financial scams targeting newcomers
Scammers target newcomers deliberately — in their own language, impersonating the CRA and immigration, promising guaranteed returns. The red flags, the scripts, and what to do.
Ten mistakes beginners actually make (and how each one is avoided)
Not exotic trading errors — ordinary, expensive missteps: over-contributing, withdrawing instead of transferring, paying 2% without knowing, selling in a panic. The full list.